A commercial claim may be directed at an owner under a guaranty as well as at the business that signed the underlying agreement. A promissory-note dispute may turn on the claimed balance, amendments, payment history, or the parties’ obligations.
Review each document separately
We compare the note or guaranty with the underlying contract, amendments, demands, and records of credits and payments. The fact that documents concern one transaction does not mean every signer undertook the same obligation.
Distinguish commercial defense from consumer collections
We represent parties in contested business obligations and commercial litigation. This work concerns business notes and guarantees, rather than personal consumer debt collection.
Issues for review
- Claims under commercial personal guarantees
- Disputed note balances or payment obligations
- Defenses concerning the undertaking or transaction documents
Questions about this dispute
Does a business owner automatically owe every company debt personally?
That should not be assumed. The entity, agreement, signature capacity, and any separate guaranty require review.
What determines whether a promise must be written?
Texas statute-of-frauds provisions can matter, including those concerning a promise to answer for another person’s debt. Applicability must be evaluated for the actual transaction.
Texas law references
General information. The application of these authorities depends on the dispute.